Jim Hamilton’s World of Securities Regulation: Insurance Agents Who Recommend the Sale of Securities to Individuals at Financial Planning Seminars

Jim Hamilton’s World of Securities Regulation: Insurance Agents Who Recommend the Sale of Securities to Individuals at Financial Planning Seminars Agents licensed to sell insurance but not to sell or provide advice about securities may claim a "safe harbor" from Kentucky’s investment adviser licensing requirements when they recommend the sale of securities to individuals at financial planning seminars as part of an overall strategy to "reposition" or "rebalance" the individuals’ financial portfolio. To achieve the safe harbor, the insurance agents must:

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